Terms of use
Effective August 20, 2026
What Cobia provides
Cobia searches, compares, verifies, and simulates non-custodial routes on X Layer and explicitly identified payment or asset networks. A quote, forecast, APY, fee estimate, or simulation is information—not a guarantee of future performance or investment advice.
Your transactions
You remain in control of your wallet. Mainnet approvals and transactions use real assets and are submitted only after your wallet confirmation. You are responsible for reviewing the asset, amount, recipient, minimum output, gas, deadline, and contract calls before signing.
Bounds and market risk
Cobia verifies encoded route bounds and reports which values are enforced on-chain. Estimates can change with liquidity, fees, oracle data, interest rates, MEV, reorgs, smart-contract risk, depegs, and network conditions. Do not transact unless you can bear a total loss.
Payments and third parties
Route-reveal payments and protocol interactions use third-party wallets, networks, and smart contracts. Their own terms may apply. Cobia does not custody funds, reverse confirmed blockchain transactions, or control third-party availability. Payment settlement proves payment, not the quality, accuracy, legality, or continued availability of a purchased service.
Tokenized assets
A registered token identity does not make an asset suitable or legally available to you. Issuer eligibility, transfer, custody, redemption, sanctions, tax, and jurisdictional rules still apply. Any eligibility acknowledgement is your attestation, not legal approval by Cobia.
Acceptable use
You may not use Cobia to violate law, evade sanctions, exploit systems, misrepresent identity, or interfere with other users. Access may be limited while security or integrity issues are reviewed.
Beta service
Cobia is beta software provided as available, without warranties. To the extent permitted by law, Cobia is not liable for indirect losses, lost profits, protocol failures, or transactions you approve.